|
Alabama
residents
have received
CA$HBACK checks
exceeding
$7,822,515.94
|
| Life
Insurance - Permanent | | |
| Permanent
Life Insurance | | |
A well-conceived life insurance
program can be an ideal solution to your most important financial concerns. It
can offer the following important features: -
A
tax-free death benefit, paid immediately to your beneficiary without passing through
probate. -
A source of supplemental retirement
income -
Tax-deferred accumulation of cash values
-
Accelerated death benefit. This benefit provides
a way to receive a portion of your death benefit prior to your death, if you become
terminally ill. (Form ACC91) (Not available in all states).
| Tax
Notes: Proceeds from an insurance policy paid because of the death of the
insured are generally excludable from the beneficiary's gross income for tax purposes.
(IRC Sec. 101(a)(1).) Income and growth on accumulated cash values have been held
by the Tax Court to be generally taxable only upon withdrawal. (IRC Sec. 72.).
Policy loans from life insurance polices (assumes non-modified endowment contract)
generally are not treated as distributions or subject to income tax (IRC Sec.
7702). Consult your tax adviser or attorney on your specific situation.
|
| State
Specific Information: A two-year suicide provision is included in policies
(one year in Colorado and North Dakota). If a policyholder commits suicide during
the first two policy years, only a refund of premiums will be made. (Missouri
requires coverage for acts of suicide, unless it can be proven that the insured
intended suicide at the time the application was completed). The
foregoing is neither a contract nor an offer to contract, but is a general description
of benefits available under a policy providing the benefits outlined. The exact
provisions, terms and conditions of the contract are set forth in detail in any
such policy as may be issued. | | |
| Financial
Objectives | | |
Most people want to accomplish one or more of these
financial objectives: Income replacement:
Providing for the ongoing living expenses of family members in the event of a
breadwinner's death College funding:
Making sure a child's dream of a college education will come true Home
ownership: Making sure your home is paid for and that you and your
family get to live there for as long as you want A
comfortable retirement income: Money at retirement to do the
things you've always wanted to do | | |
| Goals |
| | | We believe an ideal
financial strategy should: - Be self completing
- Allow you to
make flexible payments over the years
- Grow steadily and dependably at
a competitive rate of interest, comparable to or better than certificates of deposit
- Grow
tax-deferred
- Minimize the amount of taxes you pay and maximize the dollars
that stay in your pocket and the pockets of your family members.
|
| | |
 
American National Insurance
Company, Galveston, TX
American National Property and Casualty Companies,
Springfield, MO
These brief descriptions of coverages available are
for illustrative purposes only, and are not intended as a statement
of contract. For actual terms and conditions of coverage provided,
refer to your insurance policy, or, for more information about coverage
options and availability, talk to your American National agent.
All products, coverages, and options are not available in all states,
and eligibility guidelines apply. American National Family of Companies
reserves the right to discontinue programs at any time.
This site may have links to other
sites, which are not maintained by American National Insurance Company,
it's subsidiaries or affiliates. Such links do not imply endorsement
or approval of these sites or the content therein by American National,
its subsidiaries or affiliates. |
| | |
Welcome, today is
|
| |
| Life
Insurance | | | |
Auto Insurance
| |
| |
Homeowners
Insurance | |
| | |
|
