Because you want the best
value for your money, in some circumstances it may make sense to purchase
an item over the phone, through the mail, or on your personal computer. But, not
always!
Without
the right insurance protection, you and your family might not be able to pay for
necessary medical treatments, car repairs, legal fees, and other costs that come
with being involved in an accident whether you're at fault or not!
When
you choose AUTOSURE FROM ANPAC™,
you get a professional agent who lives and works in your community, who understands
your financial needs. Your local American National agent will meet with you personally
to help you make sure your family's insurance protection has the right features
for you, so that you're protected when you need it most!
Better
Value Means Money Saving Features.
Automatic
Rental Coverage
We decided our customers need rental car coverage automatically
included in their policy at no extra charge. Most companies charge for this features.
One
Deductible for Multiple Losses
If you insure your auto and home with ANPAC,
our Common Cause of Loss Deductible
allows you to pay one deductible even if more than one item is damaged or destroyed
by a single event.
Collision Waiver
If
you should be involved in an accident with another car insured with ANPAC,
all or a portion of your collision deductible may be automatically waived.
Discounts
and policy provisions may vary by state. Check with your agent about coverages
available in your state and the provisions applicable.
Better
Value Means Superior Service.
ANPAC is proud to be named to the 2006 Ward's 50 Benchmark Group for achieving outstanding
financial results in the areas of safety, consistency and performance since 1994.
Our
Innovative CA$HBACK from ANPAC®*
Pays you 25% of your
combined auto and homeowners premiums if you remain claim free for the first three
years.
TLC (Tri-Line Coverage®)
Discount
Choose American National for your auto, home and life and you'll
receive a special discount on qualifying auto and home premiums. It's our way
of rewarding customers who trust American National with all three insurance needs.
Fast
Efficient Claim Service
Report claims toll-free at 1-800-333-2860 24-hours
a day, 7 days a week. Nine out of ten customers tell us, based on our claims service,
they would recommend ANPAC to someone they know.
AUTOSURE
FROM ANPAC™ Offers a Full Line of Coverages.
Liability
- Pays for damages due to bodily injur and/or property damage from a covered loss
for which an insured is legally liable. This coverage includes defending you in
a lawsuit, bail, bond expense, attorney fees, and medical first aid at the accident
scene.
Medical Payments - Pays for reasonable
and necessary medical expenses arising out of an accident up tot he limit purchased
per person.
Personal Injury Protection - Pays
for reasonable and necessary medical expenses and lost wages arising out of a
covered accident up to the limit purchased per person.
Comprehensive
- Pays for loss or damage to your insured car by a covered loss other than a collision
or upset. This included but is not limited to: theft, fire, missiles, falling
objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief,
riot, impact with animals, and glass breakage.
Collision
- Pays for damage to your insured car resulting from a collision or upset.
Towing
and Labor - Pays towing and labor costs incurred each time your insured car
is disabled. Labor costs at the place of disablement are covered.
Rental
Reimbursement and Travel Expense - Pays up to $25 per day rental expense while
your car is being repaired due to a covered loss for up to 30 days. Higher limist
are available.
If the loss occurs more than 50 miles
from home, extra expenses incurred for meals, lodging and transportation fares
to return to your home or your destination are covered.
Uninsured
Motorist - Pays for damages for bodily injury to an insured person caused
by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and
run) driver.
Underinsured Motorist - This coverage
applies when your bodily injury is caused by an underinsured motor vehicle, as
defined in the policy.
Accidental Death, Dismemberment,
Disability - Pays up to a specified amount for death, loss of limbs, loss
of sight and certain other injuries to designated person(s) resulting from a car
accident.
Work Loss Coverage - Pays designated
person(s) up to 85% of earnings lost because of auto accident injuries subject
to certain maximum limits shown in the policy.
*CA$HBACK
from ANPAC is not currently available in Texas.
This
summary of coverages is not a statement of contract. Some coverages may not be
available in all states. All coverages are subject to the exclusions, conditions
and requirements stated in the policy.