| ANPAC® offers
you a choice with ACE coverage... ACE
provides... - OEM
Parts Coverage
- No
deduction for depreciation on car repairs
- Vehicle
Replacement for new cars
- Up
to $100 for personal items
| "OEM
Parts Coverage"... | We
will repair your vehicle with original equipment manufacturer (OEM) parts,
if available, rather than other competitive replacement parts. |
What are
OEM and CAPA Certified replacement parts? - Replacement
parts are sheet metal and plastic components such as hoods, bumpers, fenders,
and doors, which account for the majority of damage in auto accidents.
- Either
an independent manufacturer or the original manufacturer (OEM) may make these
parts.
- Parts
made by an independent manufacturer must meet the safety standards of CAPA (Certified
Automotive Parts Association).
- ANPAC®
uses only CAPA-certified parts that have undergone extensive quality testing if
made by an independent manufacturer.
Why
should I pay extra for the OEM Parts Coverage? - The
cost of using primarily OEM parts has increased claims costs nationwide.
- Rather
than increasing physical damage premiums for every car you own, we prefer to give
YOU the choice on which cars YOU want to purchase OEM coverage, if any.
- Many
people may not feel the need to pay additional premium for using only new OEM
parts. Others may prefer that only OEM parts be used.
ACE
gives YOU the choice!
| Without
ACE, | we
repair damage to your vehicle using quality, CAPA-certified parts or used OEM
parts from similar make, model and age of vehicle. | |
With
ACE, | we
repair damage to your vehicle using only brand new OEM parts, if available. |
No Deduction
for Depreciation on Car Repairs With
ACE we will not deduct the difference between the value of the new
parts, paint, tires, batteries, etc. used to repair your auto and the depreciated
value of the old parts or paing, as is normally done in loss settlement. Depreciation
will be taken on the engine and drive train. Vehicle
Replacement If
damage to your new car exceeds 25% of the original purchase price within the first
twelve months you won it and before the odometer reaches 15,000 miles, we will
pay the original purchase price or the cost to replace it with an untitled vehicle
of the same year, model and equipment! Personal
Items With
ACE, we will also pay up to $100 for personal items, such
as CD's in the car when a loss occurs.
If you are
interesed in ACE for your vehciles(s), please contact
us today!
This
website contains only a general description of the changes in coverage and is
not a statement of contract. All coverages are subject to the insuring agreements,
exclusions and conditions of the policy and applciable endorsements. |
